Neha Kulkarni
Education
MSc Finance, University of Mumbai
Languages
Indian English (native), Marathi (fluent), Hindi (fluent)
About Neha Kulkarni
Neha Kulkarni is the Payments, Banking & Taxation Specialist at rupacasino.com, focusing on how money actually moves in and out of online casinos for India players. With a background in fintech and compliance, she breaks down UPI, NetBanking, card payments and wallets in a way that shows not just which methods are available, but what they truly cost in time, fees and effort.
Based in Mumbai, Neha has worked with payment gateways and banks that power many of the rails used by India players today. At rupacasino.com she tests deposit and withdrawal flows herself, from minimum amounts through to higher withdrawal requests that trigger stricter KYC. She checks for hidden fees, unfair conversion on INR, unclear limits and delays that only show up after real use.
Neha also keeps a close eye on how India’s tax rules for online gaming winnings are changing. She explains concepts like 30% tax on net winnings and TDS in plain language, always reminding readers that her explanations are general information, not personalised tax or legal advice. Her reviews highlight casinos that handle KYC and payments transparently and flag those where terms or processes feel risky or confusing.
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